You know the month felt expensive. You cannot name the leak.
Know where it went.Cut dining:$4,800 a year.
$400/mo over trend. Named in your currency. No bank login.
Get QuickPulseThe product
How a month looks
The red bar is a vacation month — tap a category, switch months, or hit Ask the coach to see how the cuts move.
This month
How's it going?
September 2026 spent $3,637.57 versus a $3,225.90 three-month average.
- On track to blow your overall budget by $2,062.62
This cut is worth $24,751.44 per year if you follow through.
- Dining is running 80% above your usual
This cut is worth $4,800.00 per year if you follow through.
- Shopping is running 49% above your usual
This cut is worth $1,424.04 per year if you follow through.
- 9 small Coffee purchases add up
This cut is worth $145.44 per year if you follow through.
- Review repeating bills
$2,260.47/mo looks regular. Keep rent and utilities; drop only what you do not use.
One job
It names the cut in dollars
- $4,800 / year
Dining $400/mo over trend, named in dollars.
- 3 months
Next-month forecast from completed months. Recency-weighted. Not AI.
- 0 bank logins
Type it in, or drop a statement on Pro. QuickPulse never asks for your bank.
Lite is the tracker, the forecast, and the cuts. Pro adds CSV import, AI extraction, the coach, streak suggestions, and export.
The mood
Honest when you overspend
Spending is down and you're comfortably inside budget. Keep doing exactly what you're doing — this is the version of you that hits savings goals.
A few categories are drifting above your normal range. Nothing urgent, but the recommendations below would put you back on track before it compounds.
Spending has climbed well past your recent average and you're pacing over budget. Start with the highest-savings recommendation below — it's the fastest way back on track.
Instead of
Other trackers show the past
A pie chart of last month
The cut, in your currency
Bank login to get started
Type it in, or drop a statement
“Watch dining”
$400/mo over trend — $4,800 a year
A free plan that nags you
Three prices. No free plan.
USD only
50 currencies, including USD, EUR, GBP, JPY, CNY
Pricing
Three prices. No free plan.
Lite is the tracker, the next-month forecast, and the rule-based cuts. Pro and Lifetime add CSV import, AI extraction, the coach, streak suggestions, and data export. Hate subscriptions? Pay $249 once.
Prices are shown in USD. Checkout charges your local currency when Stripe can detect it. VAT or sales tax may apply depending on your location. Cancel anytime from your account settings.
A note from the founder
Every tracker I used handed me a pie chart and called it insight. I wanted the next sentence: cut dining or stop lying to yourself about coffee.
Jordan Hale
FAQ
Questions, short answers
Do I need to connect my bank?+
No. Type expenses in on any plan. Pro and Lifetime can import a CSV, or let AI read a PDF or photo. QuickPulse never asks for bank login.
Is there a free plan?+
No. Pick Lite, Pro, or Lifetime when you want the report on your spending.
What is the difference between Lite and Pro?+
Lite is the tracker, the next-month spend forecast from your past months, and the rule-based cuts. Pro adds CSV import, AI extraction (20 files a month), the AI coach (50 messages a month), AI streak suggestions (10 a month), and data export. Lifetime is Pro, paid once.
Can I pay once and skip the subscription?+
Yes. Lifetime is $249. Same features as Pro, no recurring charge.
How do I cancel?+
From Settings, open the billing portal. Subscriptions cancel at the end of the period. Lifetime has nothing to cancel.
Which currencies can I use?+
50 currencies, including USD, EUR, GBP, JPY, CNY, and UAH. Yen, won, dong, and similar currencies are whole units, not cents. Import reads the statement currency from the file when it is named. Plan prices are shown in USD; checkout charges your local currency when Stripe can detect it.
Who can see my expenses?+
You. Rows are scoped to your account. The AI coach and streak suggestions see monthly totals and recommendations, not a raw transaction dump. Statement import on Pro sends the file to the AI provider so it can read dates, amounts, merchants, and categories.